Rutendo Bango

June 3, 1998

About Candidate

Location

Education

B
Bachelor of Commerce (Hons) in Insurance & Risk Management 2022
Midlands State University

Work & Experience

A
Assistant Credit Quality Officer July 2024
Lion Microfinance Bank

● Prepare and submit weekly reports to financial regulators, ensuring full compliance with statutory requirements. ● Review loan approvals and disbursements to verify alignment with internal credit policies and risk controls. ● Monitor portfolio trends to detect early risks, contributing to a reduction in non-performing loans. ● Deliver actionable insights through credit data analysis to enhance credit decision-making processes. ● Organize loan documentation for audits, minimizing discrepancies and improving audit readiness.

C
Collections Officer – Salary-Based Loans (SSB) January 2023 - July 2024
Lion Microfinance Bank

● Recovered 90% of overdue loans within 90 days by implementing targeted follow-ups and structured repayment plans. ● Worked with clients to settle overdue payments, which helped build better relationships and increased repayments. ● Produced detailed collection reports that guided management in developing effective risk mitigation strategies. ● Collaborated with loan officers on high-risk accounts to ensure smooth resolution and maintain client loyalty. ● Led financial literacy sessions for over 200 clients, increasing awareness of responsible borrowing and reducing the likelihood of repeat defaults.

Skills

Credit and Compliance
90%
Loan Recovery and Client Management
85%
Operations and Data Handling
90%

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