smutimbu1998

-Identifying and developing new business opportunities to drive company growth -Identifying and establishing strategic partnerships with key financial institutions, enhancing service offerings market reach -Building and maintaining strong relationships with clients and stakeholders -Developed and executed business development strategies that resulted in a 5% increase in revenue -Conducting market research to identify emerging trends, customer needs and competitive landscape, informing the company's growth strategy -Preparation and delivery of compelling sales presentations and proposals -Participating in networking events and industry conferences to expand professional connections and promoting the company's brand -Collaborated with cross-functional teams in the development of tailored financial products, improving client acquisition by 10% -Monitoring industry regulations and compliance requirements to ensure all business practices align with legal standards -Facilitating client workshops and seminars to educate potential clients on financial products and services, establishing the company as a thought leader -Monitoring of competitor activities and identification of potential market gaps -Providing regular reports on business development activities and performance -Managing client on boarding processes, ensuring a seamless transition and high levels of client satisfaction

-Managed settlement processes and revenue analysis, ensuring accurate financial reporting and compliance -Collaborated with cross-functional teams to optimise financial operations and enhance revenue streams -Developed financial models to forecast revenue trends and assess the impact of various scenarios -Benchmark pricing for all E-banking products monthly and conducting monthly reviews of prices for all products and providing reports to management -Recovered correct charges approved as per the pricing handbook for all E-banking products on a daily basis -Analyzed all vendor invoices and ensured that payments were made in line with existing contracts within 24 hours -Responded to internal requests from branches and Head office departments within 24 hours -Created a budgeting system that accurately forecasted expenses and revenues, allowing for better decision making -Checked for the recovery of POS commission using data store report on a daily basis and submitted all failed transactions to Settlements for reprocessing and filing reports -Analyzed E-banking management accounts on a monthly basis and filing of reports -Compiled and shared commission report with management on a monthly basis -Processed all reconciliations daily and ensured 48hrs queries resolution -Implemented the Visa product income and expenditure analysis and provided monthly reports thereafter -Processed E-banking exceptions and Settlements daily without penalties -Ensured that all suspense accounts were reconciled and cleared within 30 days. -Processed and collected card production fees daily and monthly -Prepared reports on all processed transactions and matched with revenue collected on a monthly basis -Tracked daily and monthly collection of electronic banking revenue as per Pricing Handbook and merchant agreements -Recommended the most efficient business mix to maximize business performance -Processed Econet airtime Non-Airtime invoices and ensured that there were no late penalties and follow ups -Prepared ADLA daily regulatory reports for submission to RBZ -Implemented the MTA product income and expenditure analysis and provided monthly reports thereafter -Prepared EBU retail products analysis and provided monthly reports thereafter -Developed and maintained an accurate and up-to-date accounting system that tracked expenses, revenues and profits

-Processed import documentation and ensured compliance with regulatory standards, contributing to streamlined operations -Coordinated with suppliers and logistics teams to manage inventory and reduce costs -Assisted in financial reporting related to import activities, providing insights for decision-making -Processed acquittal of goods and service payments made in advance -Assessed and processed applications such as extensions, cancellations, amendments as well as exceptional acquittals -Checked for flagging status and validation of bids submitted for the RBZ foreign exchange auction trading system -Assessed whether foreign payments adhere to central bank's requirements and forwarded them to International Banking department for processing -Assessed and processed the registration of service agreements -Preparation and submission of RBZ returns within the set time frames Uploaded applications on the Database Management System (DMS) -Preparation of commission entries and recovering the commission on a daily basis --Captured Head Office foreign payment applications on CEBAS -Facilitated the importer registration process

-Analyzed credit data and financial statements to assess risk and credit worthiness of clients -Conducted market research and data analysis to identify trends and opportunities for growth -Ensured that all payments have sufficient and proper completed documentation before processing -Compiled journal uploads and dispatched correction journals to other departments for capturing -Collection of customer account application forms and opening customer accounts for both individuals and corporates -Processed ZIMRA bill payments -Prepared daily cash and ATM reconciliations Issued bank statements to clients -Processed internal transfers and RTGS transfers Checked accuracy of all invoices made by clients -Processed the banks bill payments on a monthly basis Facilitated the closing dormant accounts -Processed payments daily